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Certificate Rates

Term Min Rate APY
3-Month
6-Month
9 Mo Add-on
11-Month
12-Month
18-Month
24-Month
30-Month
36-Month
48-Month
60-Month
$2,000
$2,000
$500
$2,000
$2,000
$2,000
$2,000
$2,000
$2,000
$2,000
$2,000
1.588%
1.638%
1.638%
2.472%
1.982%
2.129%
2.325%
2.423%
2.667%
3.251%
3.445%
1.60%
1.65%
1.65%
2.50%
2.00%
2.15%
2.35%
2.45%
2.70%
3.30%
3.50%
Click here to view disclosures

Certificate Information

SMCU Certificates can be opened with as little as $2,000 for a specified term.

BENEFITS
High yields
Choice of terms from three to 60 months*
Dividends earned daily, paid monthly
The longer the term, the higher the rate
Federally insured up to $100,000 by the National Credit Union Administration,
a U.S. Government agency

To see how fast your savings can grow with an SMCU Certificate, click here to access our Savings Calculators.

* Penalty for withdrawal before maturity date

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Equal Housing Lender - NCUA