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Huge selection of used vehicles, featuring both domestic and imported cars, trucks, vans, and sport utility vehicles, most of which are under factory warranty |
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Low, competitive, fixed loan rates |
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Up to 100% financing, including tax, license, documentation fees, smog check, and extended warranty |
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Allowable trade-ins (appraisers on site during sale) |
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Money-saving deals on both the loan rate and vehicle price |
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Hassle-free shopping and personalized service |
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One convenient location to save you time |
Representative Example
Check the Calendar of Events on our home page often for the date and location of our next sale.
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Here's what SMCU members have to say about purchasing a vehicle at our special sales:
"It was easy for us! We came and said, 'Where are your Hondas?' A nice guy walked us right to the Honda we ended up buying. Everyone was helpful. The price was on the car, and it was lower than prices we saw anywhere else."
-- Robin & Barbara, Daly City
"I did some checking in terms of the trustworthiness of the people who would be here today. It was confirmed by what I saw. I had a sense of security about knowing that what I would buy would be in good shape, and the price I would pay for it would be the best price."
-- Warren, Redwood City
No haggling, No hassling, No kidding!
If you're in the market for a new or used car, truck or van our personal auto shopper will walk you through the car-buying maze. With over 20 years of experience in the auto industry, our personal auto shopper knows how to find the lowest priced car, get the most for your trade-in, and how to make your car buying experience as seamless and worry-free as possible. Just think – no more long hours negotiating price at the dealership and your car is DELIVERED TO YOUR DOOR! And best of all, it's completely free!
How does it work?
- Get pre-approved with SMCU by clicking here.Or contact us at 650-363-1725 or 888-363-1725. It's easy to apply and you'll have your answer in no time.
- Request your dream vehicle online by clicking here or call our personal auto shoppers at 1 800-734-7292 and let them know exactly what you're looking for. Make, model, color, options… anything and everything. Our personal auto shopper will get back to you within 24 hours and won't rest until they find you the perfect car.
- Sit back and relax. When we've found your new car we'll let you know. We can even deliver it to your home or office!
San Mateo Credit Union has partnered with car dealerships throughout California to help make it easier for you to finance your next car with us.
It is a no hassle way for you to sign your loan papers at the dealership. Whether you’re already pre-approved with SMCU or you are at a participating certified dealer, we have made it convenient for you. You just sign your papers on the spot and drive away with your car the same day.
Locating a participating dealer is just as easy. Visit www.cudlautosmart.com to find a dealership near you. Just let them know you are a member of San Mateo Credit Union and that you want to finance with us.
Look for the CUDL logo. It guarantees you can get your fast, hassle free SMCU financing right at the dealer.
Get pre-approved today!
