November 14th, 2009
VISA® Platinum
APR for purchases
As low as 9.99%
Other APRs Cash advance and balance transfer APR same as for purchases. 17.99% penalty rate. See explanation below.*
Grace period for repayment of balance for purchases 25 days on average
Method of computing the balance for purchases Average daily balance including new purchases.
Annual Fees None

* 17.99% penalty APR applies if payment becomes 35 days or more past due twice in previous 12 months, or is 90 days past due.

Transaction fee for cash advances: 2% of advance amount, plus 1% of advance amount if initiated outside the US.

Late Payment Fee: $10 if payment is 10 or more days late.

Over-the-credit-limit-fee: $10

Information accurate as of . Write San Mateo Credit Union, P.O. Box 910, Redwood City, CA 94064-0910 for current information.