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Our Elves are Busy Bringing You 3 Great Holiday Specials!

  • Your SMCU Credit Card is only 6.99% APR1 – Shop till you drop.
    • From November 1st – December 31st, the rate on all purchases is 6.99% APR.
    • Rate good for up to 6 months from date of each purchase.
  • A Holiday Loan – Short on cash this holiday season? Let SMCU help you.
    • Apply today for a Holiday Loan
    • Fixed rate at 9.99% APR2
    • Maximum loan amount is $1200 with a maximum term of 12 months to pay back.
  • Open a Holiday Savings Account3 – start saving today for next year’s gift giving.
    • Minimum deposit of $25 to open your account
    • Unlimited Deposits
    • Funds automatically transferred to your SMCU checking account on Nov. 1st of each year.

    Take advantage of these holiday offers.  Visit one of our six branches for more information or call DirectAssist at (650)363-1725

    1 APR= Annual Percentage Rate.  Rate is valid on purchases only.  Rate is valid 6 months from date of purchase.  Balance transfers, cash advances, and overdraft transfers are excluded.  Thereafter, the rate will revert to the APR specified in your Card Agreement.  Penalty rate of 17.99% for late payments will apply.  See your Card Agreement for additional details.  Payments will be applied first to the portion of your balance with the lowest APR.  Rates & terms are subject to change at anytime.  2 APR = Annual Percentage Rate.  All loans are subject to credit income and debt verification and qualification.  Minimum loan amount is $500.00.  Max loan amount is $1200.00.  Rates & terms are subject to change at anytime.  3 Minimum deposit of $25 to open your account.  Dividends are calculated and compounded daily.  Variable rate account.  Offers are subject to change at any time without notice.  You are eligible for membership at SMCU if you live, work, worship or attend school in San Mateo County.  A one-time, non-refundable membership fee of $10.00 is required to join.  Contact SMCU for more details.  All offers are valid from November 1 – December 31, 2009.  San Mateo Credit Union is an Equal Opportunity Lender.